Combine and save with a
Multi-policy discount
Whenever you drive, wherever you live, you could be saving on your cover with Australia’s over 50s insurance specialist.
How you can combine & save with a Multi-policy discount
Whether you hold both an Apia Home and Car Insurance policy, or you combine any other 2 or more eligible policies, we’ll take 10% off each so you can make the most of every possibility. Here are a few ways you can combine & save on eligible policies. Terms and conditions apply.
How can I save with a Multi-policy discount
Depending on your policies and circumstances, you can get 10% off your insurance premiums when you combine & save with a Multi-policy discount. Terms and conditions apply.
Reward yourself with savings when you hold 2 or more eligible policies, including:
- Building Insurance
- Contents Insurance
- Motorcycle Insurance
- Boat Insurance
- Caravan Insurance
- Motorhome Insurance
- Car Insurance
- Landlord Insurance
1. To qualify for the 10% Multi-policy discount (the MPD) you must have two or more eligible paid Apia general insurance policies. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the exact same name on each eligible policy.
2. The eligible policies to qualify for the MPD are Apia home, contents, landlord, car, motorcycle, boat, caravan and motorhome insurance.
2.1. Comprehensive Car Insurance counts as an eligible policy, but the MPD does not apply to the Apia Roadside Assist portion of your premium, if you have selected this optional cover.
2.2. The MPD does not apply to the Personal valuables - unspecified items, Personal valuables - specified items, Apia Home Assist or Excess-free glass portion of your premium, if you have selected these optional covers with one of our Apia Home and/or Contents Insurance policies (where available).
3. If you take out a new policy and qualify for the MPD, you are eligible for the MPD on that new policy from its start date (if the discount is not applied at purchase, we endeavour to process the discount within 90 days from policy start date). You are eligible to receive the MPD on your other existing eligible policy from its next renewal date, provided you are eligible for the MPD when we calculate your renewal offer.
4. If you quote for a new policy via our website, we rely on your answers to our questions to establish eligibility for the MPD.
5. Taxes and charges (e.g. GST and stamp duty) are not discounted. If you receive more than one discount, we apply each further discount to the already discounted premium.
6. We reserve the right to vary or discontinue our MPD offer at any time and without notice.
