Contents Insurance

• Cover for loss or damage to your contents against events such as flood^#, storm, lightning, fire, and theft

Plus a range of features and covers, including

• Optional cover for personal valuables while they’re outside the home for an additional premium
• Lock replacement if your house keys are stolen (up to $500)
• Jewellery and watches (up to $2,000 per item or set up to 20% of the contents sum insured in total)
• Motor burnout cover (up to $2,000 per incident)

^#Apia does not cover actions or movements of the sea or storm surge – unless the storm surge damage occurs at the same time as damage caused by storm.

Limits, exclusions and conditions apply, please refer to the PDS for full details.

• The reassurance of Apia Contents Insurance

• Cover for accidental loss or damage to your contents (such as televisions if you accidentally break the screen)
• The ability to claim more on contents that have flexible limits (such as $3,000 per item or set for paintings and other works of art up to 20% of the contents sum insured in total)
• Higher limits on some additional covers

To select our Contents Extra cover you’ll need to answer “Yes” to the question “Would you like additional cover for accidental damage?” when getting a quote online. 

Limits, exclusions and conditions apply, please refer to the PDS for full details.