What types of Car Insurance does Apia offer?

Apia offers a range of Car Insurance options, so you can find the policy that best suits your needs. Choose from: Comprehensive cover Fire, Theft & Third Party Property Damage cover Third Party Property Damage cover NSW CTP Green Slip Insurance, and Motor Accident Injuries (MAI) Car Insurance (ACT only). Find out more.

How do I update my Apia Car Insurance policy?

Apia Online Services is the place to go to update or manage your Apia Car Insurance policy. Once you’ve registered online, you’ll be able to: View your policy details; Get instant access to policy documents; Upload documents for a claim; Update your policy; Track your claim; Book appointments related to your claim, and more. If you have trouble logging on or have forgotten your password, learn more . Apia Online Services video tutorials explain how to get the most out of your account.

Car Insurance

Name: Car Insurance
Brand: APIA

Apia's quality Car Insurance options are designed to provide cover for a range of insured events like storms, theft and accidents.

Choose from our cover options to suit your needs.

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Comprehensive Car Insurance

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First Year Online Discount*

Apia's Comprehensive Car Insurance helps protect your car against accidental loss or damage including theft, loss, fire, storms and malicious damage.

Features

Up to $1,500 for After Claim Expenses when your car is stolen or damaged in an incident
Up to $20 million Legal liability for damage caused by your car
Lifetime guarantee on repair work authorised by us
Apia Drive Less Pay Less® discount if you travel under 20,000km per year*

Optional Covers

Depending on the level of cover you want, you can include;

24/7 Roadside Assist with unlimited callouts (terms and conditions apply)

Windscreen and Window Glass cover

Hire Car after an event for unlimited days

Limits, exclusions and conditions apply, please refer to the PDS for full details.

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Third Party Property Damage Insurance

Third Party Property Insurance protects you for legal liability up to $20 million. You'll also be covered up to $5,000 for damage to your car by an at fault uninsured driver if you can provide us the name and address of the person at fault and the registration number of the at fault vehicle.

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Fire, Theft & Third Party Property Damage Insurance

Fire, Theft & Third Party Insurance provides you with Third Party Insurance cover up to $20 million legal liability, as well as cover for your own car in the case of fire, theft or attempted theft.

You'll also be covered up to $5,000 for damage to your car by an at fault uninsured driver if you can provide us the name and address of the person at fault and the registration number of the at fault vehicle.

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SUBMITTING YOUR CLAIM

Easy Claims Process

Lodge a claim 24/7

Lodge your claim and receive a claim number instantly. Repairs may also be booked instantly in some cases.

Assessment

We'll assist you in arranging the assessment and repair process for your vehicle.

Track your claim

Track the progress of your claim online at any time.

Finalise your claim

We'll let you know once your car is ready to collect or settle your claim (as applicable).

Claim online now

For more information on how we manage your claim, please read the PDS.

Car Insurance Faqs

Apia offers a range of Car Insurance options, so you can find the policy that best suits your needs. Choose from:

Comprehensive cover
Fire, Theft & Third Party Property Damage cover
Third Party Property Damage cover
NSW CTP Green Slip Insurance, and
Motor Accident Injuries (MAI) Car Insurance (ACT only).

Find out more.

You can pay for your insurance online using your American Express, MasterCard or Visa Card or by direct debit from your bank account. We have a range of payment options to suit your needs.

You can make a secure credit card payment using our automated credit card payment system by calling 1300 064 781.

Your Payment Reference number appears in the Payment Slip section of your notice.

You can use the Automated Payment Phone line to pay for all your Insurance Products excluding Health, Funeral, CTP and MAI Insurance policies.

You can pay using Visa, American Express and Mastercard.

Apia Online Services is the place to go to update or manage your Apia Car Insurance policy.

Apia Online Services video tutorials explain how to get the most out of your account.

A PDS (Policy Statement Disclosure) is a document that provides comprehensive information about an insurance policy. If you’re considering taking out a policy with Apia, or you’re an existing customer and want to find out more about your cover, it’s important that you refer to the relevant PDS.

You can find all of Apia’s policy documents here.

What our Car Insurance customers are saying

^*If you receive more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). The discounts we offer are subject to change.

Online discount is only available for new, eligible policies purchased online and will be applied upon purchase and subtracted from the premium. Online discount is not available with any other offers and does not apply to optional covers Apia Home Assist, Excess-free Glass cover and Apia Roadside Assist.

Multi-policy discount (MPD) rewards you with a discount off your premium for holding two or more eligible paid Apia general insurance policies. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the MPD, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible for the MPD around the time your other policies are due for renewal, the MPD may not have been applied to the renewing policies because the renewals were generated before you were eligible for MPD. Please contact us if you believe you are eligible for the MPD on your renewal but it is not shown on your certificate of insurance. See full terms and conditions.

Eligible policies that qualify for the MPD are Apia: home, contents, landlord, car, motorcycle, boat, caravan and motorhome insurance. To find out more about the multi-policy discount please phone us on 13 50 50.

MPD does not apply to optional covers Personal valuables – unspecified items, Personal valuables – specified items, Apia Home Assist, Excess-free Glass cover or Apia Roadside Assist.

Drive Less Pay Less discount does not apply to optional covers Apia Roadside Assist and Windscreen and window glass cover.