Apia Home Insurance covers your home including garages, carports, gates and fences for loss or damage caused by a range of insured events. It also covers any fixtures attached permanently to your home, like solar panels and wall, ceiling and floor coverings (excluding carpets).

Apia Contents Insurance covers only your household items and personal belongings at the insured address, such as home computers, unfixed electrical appliances, furniture and clothing.

To learn more about the differences in our Home & Contents Insurance products, take a look at our policy documents.